The NOVA Advantage

Solutions & Services

Electronic Check Service

Check acceptance is a necessary, but often-burdensome fact of life for many businesses today. NOVA's Electronic Check Service (ECS) lets you reduce the costs and risks of accepting checks while speeding access to your funds, by converting paper checks into electronic transactions.

Through the use of a check imager, your checks are electronically captured and processed just like credit card transactions, and funds are typically settled within 24-48 hours. ECS deposit and transaction information is consolidated with other processing services data on your account reports and statements. And because transactions run on the NOVA Network, you have one point of contact for all your service needs.

Only NOVA offers you the ability to accept and electronically process both business and personal checks - whether presented in person or through the mail - with a choice of service level options to reduce check fraud, paperwork and collection hassles. You'll find the right mix of convenience and security in NOVA's ECS solution. From conversion only, to full guarantee services, one is sure to fit your business needs!

Why Electronic Check Service?

It's Your Money….Why Wait for It? With Electronic Check Service, you'll get:

  • Faster Access to Funds
  • Reduced Costs
  • Minimized Risks
  • Improved Reporting

Gone are manual check reconciliations, time-consuming trips to the bank, and problems associated with collecting NSF items!

Related Information

Focus Imagery

Only NOVA delivers real-time check authorization and risk mitigation with back-office image uploads.

Learn More